How much can I borrow and how does it work?

Chequers Finance offers cash loans from $100 - $1000. It’s easy and fast to apply, with same-day approval and competitive fees.

How much can I borrow and how does it work?

Chequers Finance offers cash loans from $100 - $1000. It’s easy and fast to apply, with same-day approval and competitive fees.

What we need from you:

  • Your last 3 months’ bank statements
  • 2 x ID
  • 2 x Proof of address – these can be letters or bills posted to you at home, or a copy of your tenancy agreement if you are renting
  • Signed direct debit forms for your bank account

How to apply:

It’s really simple to apply for a loan. There are several ways you can apply:

Our approval process is fast – your first loan can be approved in as little as 2 - 3 hours and once you’re
set up as a customer, your next loan can be approved in just 5-10 minutes!

Applying online is simple; we don’t ask any tricky questions and it only takes a few minutes.

There’s no need for credit checks and we don’t use your personal belongings as security.

Our six week repayment period means you are out of debt faster. Our interest and fees are fair and competitive. 

Latest News...

Refinance Your Old Loan

You can now refinance your old loan.  This means that if you have an existing Chequers loan with an outstanding balance and you would like a new one, you can simply roll the outstanding balance of the old loan into the new loan.  This is called “refinancing”.  You don't need to wait until the old loan is finished or pay the last payment in cash before getting a new loan.

Read more

Six Week Loans Now Available

We have recently updated our FlexiLoan.  You can now repay your loans over six weeks (instead of four).  Your weekly repayments for the same amount borrowed will be less (although the total cost of the loan will be more, as you will have the benefit of the loan proceeds for longer).  Also, as your weekly repayments will be lower, we may be able to offer you slightly more on your next loan.  Please discuss this with one of our tellers; they will ensure that your new loan repayments remain affordable. Read more

Chequers Opens Otahuhu Branch

In October 2015 Chequers Finance purchased the business of Aroha Finance, located at 13 Criterion Street, Otahuhu (opposite McDonalds).  The old Aroha office has been completely fitted out so that it looks and feels like any other Chequers branch.  The Otahuhu branch is now the fifth office in the Chequers family.  If you are an existing Chequers customer, then you may go to the Otahuhu branch to get a new loan, make a payment, or speak to one of our helpful staff members about your account. Read more

Rescuing penguins – all in a day’s work!

Whilst walking along Tay Street beach, Mount Maunganui on Waitangi Weekend, Peter and Tracy from Chequers Finance came across an injured penguin. They took the wounded bird to the Oropi Native Bird Rescue Haven and were impressed at the busy and dedicated operation being run there. Read more

Applying online is easy:

  1. Step One

    Fill out our online loan application form.

    Application Form
  2. Step Two

    Attach two types of ID, your last 3 months of bank statements and two bills or letters that have been posted to you at home within the last two months (or you can email, fax, post or drop them into your nearest branch).

  3. Step Three

    We’ll process your application form and get back to you with an answer, usually within 2 – 3 hours.

  4. Step Four

    If your loan is approved, you will need to send original signed direct debit forms back to us.  You’ll also need to sign and return your loan agreement. Then your loan will be deposited into your bank account overnight.

NB: Signed Direct Debit Authority form originals must be posted/couriered to us or dropped into a local branch before we can issue the loan - the banks need to see original docs, not faxed or emailed copies! We can start the application process before receiving the direct debit forms, but not complete it.

Visit us at any of our branches:

Auckland Rescue Helicopter Trust Corporate Supporter 2013 / 2014

Chequers Finance Hamilton

Caro House
137 Alexandra Street
Phone: 07 838 2939

Chequers Finance Henderson

334 Great North Road
Phone: 09 836 6201

Chequers Finance Papakura

155 Great South Road
Phone: 09 299 7883

Chequers Finance Otahuhu

13 Criterion Street
Ph: (09) 276 4384