Fees & Charges

A $10 application fee will be charged if your loan is approved.  This is a once only charge & will generally not apply to any subsequent loans that you may apply for.

Commission will be charged at the rate of 24.45% of the amount borrowed.

We do not charge interest.  This means you always know exactly how much you have to repay.

Please refer to our calculator to determine the total cost of the loan you are considering.

If your loan goes into default, then a range of other fees may be charged. 

These will be fully disclosed in your loan agreement, in accordance with the Credit Contracts and Consumer Finance Act 2003.

If your loan application is approved, please read your loan agreement carefully.  If you are not 100% happy with the fees, charges & other conditions provided for in the agreement, please tell us immediately before signing and we will cancel the loan.

Please refer to our calculator to determine the total cost of the loan you are considering.