Are you a beneficiary who needs a short-term loan? You don’t need to be employed in order to access a loan. Beneficiaries may still be eligible for short-term loans as long as they can demonstrate that they receive a regular form of income (which a benefit is).
At Chequers Finance, we understand that taking out a loan is a big decision. Even flexible lending like our fast cash loans requires careful thought and due consideration. After all, it’s your money and we like you to remain in complete control. Below, we’ve listed a range of common problems associated with repaying a typical loan. We hope this information is useful to you when considering your options.
Being a single parent means taking on double the responsibility and this can affect us in all aspects of our lives. Whether you’re juggling weekend activities or balancing household bills, it’s often a struggle to make ends meet. Money is one of the major concerns for single-parent families, making easy access to flexible funds incredibly beneficial for hard-working single mums and dads. In this article, we take a closer look at single-parent families in New Zealand and the steps they can take to relieve the financial stress.
Short-term loans and long-term loans each have their specific uses. Long-term loans are, of course, necessary for the bigger purchases in life, such as property. However, when it comes to addressing more immediate financial problems, short-term loans may be the best option. Whether you need an extra bit of cash to cover unexpected bills, money for a special occasion or you’re simply filling the gap between paydays, short-term cash loans are the best bet. You can pay them back in a few weeks so you don’t have to stress over potential impacts to your life, along with a host of other benefits.
A payday loan is designed to provide you with quick money over a short period of time. In most cases, they are used as a means to fund unexpected costs that arise before your payday can cover them, such as medical expenses or car repairs. Unlike other loans, payday loans are repaid over days or weeks, rather than years, in order to be used as a stop gap until your wages arrive. The amount you can borrow varies depending on the lender but is usually between $100 and $1000.
Interest represents the cost of borrowing money and it begins to accumulate as soon as you receive your loan proceeds. The amount of interest you have to pay depends on the amount of money borrowed, the rate at which interest is charged and the length of time taken to repay the loan. At Chequers Finance, we endeavour to make the repayment process as simple and straightforward as possible so you know how much you will owe before you take out the loan.
As a borrower, you can face many obstacles when trying to apply for a personal loan. Many lenders overwhelm you with paperwork and terms & conditions just to get the money you need. Others will try and sell you "short-term loans" that end up taking much longer to pay off because of inflated interest rates. Cash loans are the solution to your financial obstacles. These convenient loans give you fast access to funds up to $1000. They are designed to be fast, short-term solutions and you can get cash in as little as five minutes (if you are an existing customer)! While applying for a cash loan is much more streamlined, there is still some information you will need to provide. Here is an overview of the paperwork that might be involved.
Are you considering a payday loan but you’re unsure if it’s right for you? You’ll be happy to know that payday advances aren’t for reckless spenders or people living payday to payday. In fact, responsible short-term borrowing can help all sorts of people achieve financial freedom. Whether you're a working parent, a young professional or someone in between, here are some reasons why fast payday loans might be right for you.
Like most things in life, beating the burden of debt is easier said than done. Mounting bills, interest and repayments – as well as the stress that comes with them – can seem unmanageable at times. The only way to start tackling your debt is by taking small steps. Organise your paperwork, do some initial calculations or just talk to a family member or financial professional. Above all else, don’t be defeated by the stigma that comes with debt. Financial problems are something that can affect everyone and they often hit responsible working families the hardest. Keep your head raised high and consider some of these steps for beating debt.
Over the past 3 weeks, Chequers Finance has been running a weekly competition on Facebook to win $200.
To go in the draw, like Chequers Finance on Facebook and post a comment saying what you would do with an extra $200. We'll pick one winner each Friday for 5 weeks! That's 5 prizes of $200 up for grabs!
Whilst walking along Tay Street beach, Mount Maunganui on Waitangi Weekend, Peter and Tracy from Chequers Finance came across an injured penguin. They took the wounded bird to the Oropi Native Bird Rescue Haven and were impressed at the busy and dedicated operation being run there.
Visit us at any of our branches:
Chequers Finance Hamilton
137 Alexandra Street
Phone: 07 838 2939
Chequers Finance Henderson
334 Great North Road
Phone: 09 836 6201
Chequers Finance Papakura
155 Great South Road
Phone: 09 299 7883
Chequers Finance Otahuhu
13 Criterion Street
Ph: (09) 276 4384