Interest represents the cost of borrowing money and it begins to accumulate as soon as you receive your loan proceeds. The amount of interest you have to pay depends on the amount of money borrowed, the rate at which interest is charged and the length of time taken to repay the loan. At Chequers Finance, we endeavour to make the repayment process as simple and straightforward as possible so you know how much you will owe before you take out the loan.
As a borrower, you can face many obstacles when trying to apply for a personal loan. Many lenders overwhelm you with paperwork and terms & conditions just to get the money you need. Others will try and sell you "short-term loans" that end up taking much longer to pay off because of inflated interest rates. Cash loans are the solution to your financial obstacles. These convenient loans give you fast access to funds up to $1000. They are designed to be fast, short-term solutions and you can get cash in as little as five minutes (if you are an existing customer)! While applying for a cash loan is much more streamlined, there is still some information you will need to provide. Here is an overview of the paperwork that might be involved.
Are you considering a payday loan but you’re unsure if it’s right for you? You’ll be happy to know that payday advances aren’t for reckless spenders or people living payday to payday. In fact, responsible short-term borrowing can help all sorts of people achieve financial freedom. Whether you're a working parent, a young professional or someone in between, here are some reasons why fast payday loans might be right for you.
Like most things in life, beating the burden of debt is easier said than done. Mounting bills, interest and repayments – as well as the stress that comes with them – can seem unmanageable at times. The only way to start tackling your debt is by taking small steps. Organise your paperwork, do some initial calculations or just talk to a family member or financial professional. Above all else, don’t be defeated by the stigma that comes with debt. Financial problems are something that can affect everyone and they often hit responsible working families the hardest. Keep your head raised high and consider some of these steps for beating debt.
Over the past 3 weeks, Chequers Finance has been running a weekly competition on Facebook to win $200.
To go in the draw, like Chequers Finance on Facebook and post a comment saying what you would do with an extra $200. We'll pick one winner each Friday for 5 weeks! That's 5 prizes of $200 up for grabs!
Whilst walking along Tay Street beach, Mount Maunganui on Waitangi Weekend, Peter and Tracy from Chequers Finance came across an injured penguin. They took the wounded bird to the Oropi Native Bird Rescue Haven and were impressed at the busy and dedicated operation being run there.
When you need that little bit of extra cash it can be easy to lean toward getting a credit card. We take a look at the benefits to be gained out of getting a short-term same-day cash loan instead.
Visit us at any of our branches:
Chequers Finance Hamilton
137 Alexandra Street
Phone: 07 838 2939
Chequers Finance Henderson
334 Great North Road
Phone: 09 836 6201
Chequers Finance Papakura
155 Great South Road
Phone: 09 299 7883
Chequers Finance Otahuhu
13 Criterion Street
Ph: (09) 276 4384