First time customer?
To be eligible for a loan you need to be a NZ citizen or resident, aged over 18, have a regular income, suitable ID, proof of address, and good bank account conduct. We should be able to contact you via cell phone, and online applicants must also have a working email address.
How our repayments work
Once you decide on the amount of cash you require, you pay off your loan in equal installments (up to 6 weeks).
Understand your obligations
Be sure to read and understand the contract. Ask questions if you do not understand anything. If you should suffer financial hardship while you have a loan with us, please call immediately and let us know. We will then work with you to sort out an affordable repayment plan.
Do you meet the criteria?
- Are you a NZ Resident?
- Do you have suitable ID (driving licence, passport, etc)?
- Are you over 18 years old?
- Can you prove where you live?
- Do you have a regular income?
- Do you have an active bank account and good account conduct?
- Have a device with internet connection (online applications only)?
- An active email address (online applications only)?
If you can say "Yes" to the above, then there is a good chance we will be able to help you.