Emergency Loans in New Zealand—Because Life Happens

If you’ve been caught out and need an emergency cash loan, come to Chequers Finance. We have offices throughout Auckland and the Waikato or you can apply from anywhere in New Zealand via our website. We are here to help you in the event of an emergency. Whether your car has broken down, you need an emergency trip to the dentist or to book a flight to a loved one in need, you can rely on us to lend a helping hand in the form of a quick cash loan.

Emergencies Don’t Care About Your Credit Score

If you’re facing a real emergency and you need cash fast, the last thing you want is to be turned down because of your past credit history. With Chequers Finance, getting a loan isn’t a hassle. We offer quick and easy emergency loans so you have peace of mind and can take care of the emergency that requires your attention, rather than worry about how you’re going to pay for it. We're happy to consider your application if your credit history could be better, and our loans are unsecured, so you won’t need to use assets like your house or car as collateral. Don’t fight to get approved. Simplify the process by choosing Chequers Finance.

Short-Term Cash Loans From $100-$1000

Chequers Finance offers short-term, unsecured, cash loans from $100 to $1000. All loans are to be repaid within six weeks, although you can choose a shorter period if you wish, and this will reduce the total cost of the loan. Applying online takes less than 10 minutes and we can usually have your loan approved in just a few hours and cash to your bank account on the day you apply!  Lending conditions apply.

A Responsible Solution

Because our loans are short-term and we don’t lend over $1000, you needn’t worry about having a large loan hanging over your head for years to come. You can pay back your loan within a matter of weeks and move on with your life. By choosing an emergency loan, you can save money in the long run by avoiding bank overdraft and credit card fees. We are flexible and can work with your personal situation in order to schedule a repayment plan that works for you. It is credit without the card, and it’s a lifesaver in an emergency.
What to Prepare for Application

If you’re convinced that an emergency loan is the right move for you and your financial situation, don’t waste any more time. Here are the things you need to apply: 

  • Completed application form
  • Bank statements - from the last 3 months
  • 2 forms of ID
  • 2 Proofs of address, such as letters or bills posted to your home, copy of tenancy agreement, etc.

Our online application is simple, quick and secure. If you’re experiencing an emergency and you need funds now, fill out an application or call into your nearest branch.. We have branches in Papakura, Henderson, Otahuhu and Hamilton.